Smart Dispute protects your rights 
as a consumer and helps to remove:

Smart Dispute protects
your rights and helps remove:

  • Collections
  • Late Payments
  • Charge-offs
  • Identity Theft
  • Judgements
  • Bankruptcies
  • Collections        
  • Late Payments
  • Charge-offs      
  • Identity Theft 
  • Judgements     
  • Bankruptcies  

How It Works:

Step 1: "Signup"

When you sign up, we immediately pull your credit reports and organize them in a way that highlights the items you may want to challenge or change. This targeted approach allows us to focus our efforts precisely and build a customized game plan that aligns with your personal goals and needs.

Step 2: "Relax"

It's crucial to have experts on your side. While you relax, we take the lead, holding credit companies accountable to their legal obligations and ensuring those changes are accurately reflected on your reports. We know the industry inside and out — and we leverage the rules to work in your favor.

Step 3: "See Results"

We make it easy for you to stay connected to your progress as you work toward your credit goals with our user-friendly tools, including:
  • A secure online dashboard
  • Score tracker and analysis
  • Credit education and rebuilding
We know that every credit situation is unique, which is why we tailor a game plan specifically to your credit goals. With our deep understanding of credit repair laws, you can trust that we’ll use the most effective strategies to deliver fast, impactful results.

How It Works:

Step 1: "Signup"

When you sign up, we immediately pull your credit reports and organize them in a way that highlights the items you may want to challenge or change. This targeted approach allows us to focus our efforts precisely and build a customized game plan that aligns with your personal goals and needs.

Step 2: "Relax"

It's crucial to have experts on your side. While you relax, we take the lead, holding credit companies accountable to their legal obligations and ensuring those changes are accurately reflected on your reports. We know the industry inside and out — and we leverage the rules to work in your favor.

Step 3: "See Results"

We make it easy for you to stay connected to your progress as you work toward your credit goals with our user-friendly tools, including:
  • A secure online dashboard       
  • Score tracker and analysis        
  • Credit education & rebuilding
We know that every credit situation is unique, which is why we tailor a game plan specifically to your credit goals. With our deep understanding of credit repair laws, you can trust that we’ll use the most effective strategies to deliver fast, impactful results.

How long it takes:

On average, our clients see about 10.2 negative items removed over a 5 month period of time.

How long it takes:

On average, our clients see about 10.2 negative
items removed over a 5 month period of time.

Our Credit Repair Strategy

Bonuses Included with Enrollment

(Premier Plan Only)

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Equifax is a registered trademark of Equifax, Incorporated. Experian is a registered trademark of Information Solutions, Inc. TransUnion is a registered trademark of Trans Union, LLC.
FICO is a registered trademark of FICO. Other product and company names mentioned herein are property of their respective owners. No affiliation, sponsorship or endorsement is implied.
© 2025 Smart Dispute LLC 442 5th Ave Ste 2884, New York, NY 10018. All Rights Reserved.
Individual results may vary and are based on many factors. See our Money Back Guarantee for more information.
CUSTOM JAVASCRIPT / HTML
Equifax is a registered trademark of Equifax, Incorporated. Experian is a registered trademark of Information Solutions, Inc. TransUnion is a registered trademark of Trans Union, LLC.
FICO is a registered trademark of FICO. Other product and company names mentioned herein are property of their respective owners. No affiliation, sponsorship or endorsement is implied.
Individual results may vary and are based on many factors. See our Money Back Guarantee for more information.
© 2025 Smart Dispute LLC 442 5th Ave Ste 2884, New York, NY 10018. All Rights Reserved.