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How Our
Credit Repair Works

A simple, three-step process that helps you repair your credit quickly and affordably.

We help remove what’s holding your score back so you can finally move forward with confidence.

We help remove what’s holding your score back so you can finally move forward with confidence.

  • Collections
  • Late Payments
  • Charge-offs
  • Identity Theft
  • Judgements
  • Bankruptcies
  • Collections        
  • Late Payments
  • Charge-offs      
  • Identity Theft 
  • Judgements     
  • Bankruptcies  

How It Works:

Step 1: Signup

Once you sign up, we’ll pull your credit reports and organize everything that needs to be challenged or updated. This focused approach helps us create a personalized game plan tailored to your goals.

Step 2: Relax

While you relax, we do the heavy lifting. Our team works directly with creditors and bureaus to ensure every correction is properly handled. We know the laws, and we use them to your advantage.

Step 3: See Results

Track your progress through your secure online dashboard and watch your score improve with each update. Our built-in tools and credit education resources help you stay on track for lasting results.
Every credit situation is unique, which is why we create a plan specific to your goals. With our deep understanding of credit laws, you can trust that we’ll use the most effective strategies to deliver fast, lasting results.

How It Works:

Step 1: "Signup"

Once you sign up, we’ll pull your credit reports and organize everything that needs to be challenged or updated. This focused approach helps us create a personalized game plan tailored to your goals.

Step 2: "Relax"

While you relax, we do the heavy lifting. Our team works directly with creditors and bureaus to ensure every correction is properly handled. We know the laws, and we use them to your advantage.

Step 3: "See Results"

Track your progress through your secure online dashboard and watch your score improve with each update. Our built-in tools and credit education resources help you stay on track for lasting results.
Every credit situation is unique, which is why we create a plan specific to your goals. With our deep understanding of credit laws, you can trust that we’ll use the most effective strategies to deliver fast, lasting results.

How long it takes:

On average, our clients see meaningful credit improvements in just 3–6 months.

Most clients start seeing changes in just a few short weeks.

How long it takes:

On average, our clients see meaningful credit improvements in just 3–6 months.

Most clients start seeing changes in just a few short weeks.

See How Smart Dispute Improves Your Credit.

Bonuses Included with Enrollment

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Equifax is a registered trademark of Equifax, Incorporated. Experian is a registered trademark of Information Solutions, Inc. TransUnion is a registered trademark of Trans Union, LLC.
FICO is a registered trademark of FICO. Other product and company names mentioned herein are property of their respective owners. No affiliation, sponsorship or endorsement is implied.
© 2025 Smart Dispute LLC 5 Union Square West Ste 1060, New York, NY 10003. All Rights Reserved.
Individual results may vary and are based on many factors. See our Money Back Guarantee for more information.
CUSTOM JAVASCRIPT / HTML
Equifax is a registered trademark of Equifax, Incorporated. Experian is a registered trademark of Information Solutions, Inc. TransUnion is a registered trademark of Trans Union, LLC.
FICO is a registered trademark of FICO. Other product and company names mentioned herein are property of their respective owners. No affiliation, sponsorship or endorsement is implied.
Individual results may vary and are based on many factors. See our Money Back Guarantee for more information.
© 2025 Smart Dispute LLC 5 Union Square West Ste 1060, New York, NY 10003. All Rights Reserved.